Privacy Policy

1. Introduction  
Welcome to Monnio ("the App"). This Privacy Policy explains how Monnio LLC ("Company," "we," "us," "our") collects, uses, and discloses your personal information when you use the App.

2. Information We Collect
•    Personal Information: When you register for an account, we may collect personal information such as your name, email address, phone number, and payment information.
•    Usage Data: We may collect information about your interactions with the App, including the pages you visit, the time spent on those pages, and other usage statistics.
•    Device Information: We may collect information about the device you use to access the App, including the device model, operating system, unique device identifiers, and network information.      

3. How We Use Your Information
•     To Provide and Improve Our Services: We use your information to operate and improve the App, personalize your experience, and respond to your inquiries.
•    To Process Payments: We use your payment information to process transactions for subscription fees and other purchases.
•    To Communicate with You: We may use your information to send you updates, newsletters, and other communications related to the App.
•    To Comply with Legal Obligations: We may use your information to comply with applicable laws, regulations, and legal processes.

4. Sharing Your Information
•    Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, and customer support.
•    Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

5. Security of Your Information
We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure.
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6. Your Choices
•    Account Information: You can update or delete your account information at any time by logging into your account settings.
•    Communications: You can opt out of receiving promotional communications from us by following the unsubscribe instructions provided in those communications.

7. Children's Privacy
The App is not intended for use by children under the age of 13. If we become aware that we have collected personal information from children without verification of parental consent, we will take steps to delete that information.

8. International Data Transfers
Your information may be transferred to and maintained on servers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy.

10. Financial Advice Disclaimer
The information, content, and materials provided in the App are for informational purposes only and should not be considered as financial advice. Monnio LLC does not endorse or recommend any financial products or services. Users are advised to consult with a qualified financial professional before making any financial decisions. The use of any information provided in the App is solely at your own risk.

11. External Links
The App includes links to various blockchain explorers. These links will redirect you to the respective blockchain explorer websites, which are external to our application. When you click on these links, you will be taken to third-party websites that may collect cookies or request user consent. Monnio LLC does not track or collect any cookies from our users. The responsibility for any cookie collection and user consent lies with the external websites. We encourage you to review the privacy policies of these third-party websites to understand their data collection practices.

12. Contact Us
If you have any questions about this Privacy Policy, please contact us at hello@monnio.app.